The way i've always seen Physical Immunity is the character is Immune to anything you could reasonably get your hands on, not Immune to everything, Period. I drew this conclusion based on two facts:

1) Looking at the other toughness based powers, they slowly and steadily make you Immune to things that could be carried by one person. Inhuman Toughness makes you invulnerable to small weapons, Supernatural makes you invulnerable to conventional weapons and Mythical makes you invulnerable to Military grade weapons.

1) In the Dresden universe magic follows the laws of physics, and if physics has taught me anything, its that everything breaks if you hit it hard enough.

For example, the Ogre who is Immune to Magic mentioned above. Throw that thing at a single Wizard and he's going to have to get creative with his spellcraft, as he simply can't bring enough mystical force to bare against the Ogre's resilience. On the other hand throw that Ogre at the Senior White Council members and a dozen Wardens, something you usually wont see in a game, and that Ogre is going to be blown to chunks, with those chunks blown to bits and then finally those bits pulverized into individual particles!

So, if I'm being chanced by something with Physical Immunity to physical damage, I'm not going to be able to hurt it with anything I can get my hands on with any degree of ease. What do I do? Look for the closest building I can drop on it, or drop it off of, bonus points for Invoking the Cube-Square Law if it has Hulking Size!

Spiderman and Deadpool, the Gods of mixing Social and Physical combat, accept no substitutes!

Yes, I know it says that for CHANNELING and RUTUAL you can only take refinements for items and such, but where does it say that for THAUMATURGY?

So, here is the (hopefully) full, final version of Ryan the Thaumaturgist. Feel free to rip it apart and dissect every single thing that is wrong with it, I'm looking for some scrutiny heavy feedback here!

Name: Ryan Green
Template: Thaumaturgist
Hight Concept: Practitioner on the Go
Trouble: Warden ex-girlfriend
Aspects:
Obfuscating Stupidity;
Terrible Planner, Fantastic Improviser;
A little Knowledge can be a dangerous thing;
Grey Magic for Fun and Profit;
Don't Mess with me and Mine.


Skills:
4: Discipline, Lore, Weapons
3: Athletics, Alertness, Endurance
2: Deceit, Conviction, Empathy
1: Presence, Fists, Rapport


Stunts:
Small Arms Expert: Use Weapons instead of Guns for Pistols


Powers:
Thaumaturgy - 3
Synchromancy (Complexity +1)
Pocket Watch, Synchromancy Focus Item (Complexity +1, Control +1)
2 unused potion slots


Refinement - 3
Wards (Complexity +1, Control +1)
Crafting (Frequency +1, Strength +1)
Divination (Complexity +1, Control +1)
Transformation and Disruption (Complexity +1, Control +1)


Refresh:  - 7

I'm a player in Terror In Twin Cities.

There is a game set in the Twin Cities and I wasn't aware of this? I frigging LIVE there! XD

Would all Burger King locations lead to the "Realm of the High Burger"? No.

Richard

I beg to differ. 

City Name: Realm of the High Burger

Theme: War of the Burger Courts

Aspect: Big Mac vs Whopper

The Faces:

President For Life Ronald Mcdonald, Ruler of the Macdonald Oligarchy

The Enigmatic "King", Monarch of the Burger Crown.

Status Quo: Ronald and "The King", along with their respective Courts have been in a constant state of low-level warfare in the Nevernever since the mid-twentieth century, when the worship of the Burger started to rise to prominence worldwide. While there have been other contenders at times such as the Wendy's Aristocracy and the Hardee's Union, so far the ruling powers remain at their peak.

....I'll stop now before I get completely carried away.

Apologies for my late reply, a few personal issues took up my attention. As an apology, I've built not one, not two, but THREE characters at Chest Deep level for this exercise.


Name: Ryan Green
Template: Pure Mortal
Hight Concept: Hunter of the Strange
Trouble: Supernatural Magnet
Aspects:
Old Military family;
Obfuscating Stupidity;
Terrible Planner, Fantastic Improviser;
Prep and Skill Trump Magic;
Don't Mess with me and Mine.

Skills:

4: Fists, Guns, Weapons
3: Alertness, Athletics, Endurance
2: Discipline, Deceit, Lore
1: Presence, Conviction, Empathy

Stunts:
To be determined

Refresh: - 10

----------------------------------------------------------------------------

Name: Ryan Green
Template: Champion of God
Hight Concept: The Practical Parishioner
Trouble: Don't be a dick, Lord
Aspects:
Obfuscating Stupidity;
Terrible Planner, Fantastic Improviser;
A little Knowledge can be a dangerous thing;
Friends everywhere, Enemies everywhere else;
Risk makes things fun!

Skills:

4: Conviction, Guns, Weapons
3: Alertness, Athletics, Endurance
2: Discipline, Deceit, Lore
1: Presence, Contacts, Empathy

Stunts:
To be determined

Powers
Bless This House -1
Guide My Hand -1
Righteousness -2
Holy Touch -1

Refresh: - 3

------------------------------------------------------------------------

Name: Ryan Green
Template: Thaumaturgist
Hight Concept: Practitioner on the Go
Trouble: Hot Warden chick wants my head
Aspects:
Obfuscating Stupidity;
Terrible Planner, Fantastic Improviser;  
A little Knowledge can be a dangerous thing;
The Laws Apply to Mortals only?
Don't Mess with me and Mine.


Skills:
4: Discipline, Lore, Conviction
3: Athletics, Alertness, Endurance
2: Deceit, Weapons, Empathy
1: Presence, Fists, Resources

Stunts:
Small Arms Expert: Use Weapons instead of Guns for Pistols and (at GMs discretion) SMGs

Powers

Thaumaturgy - 3

Refresh:  - 4


You May have noticed that other than a few details here and there the characters are more or less the same! This is because, quite frankly, they are. I've been Role Playing with Ryan for a good five years using collaborative writing and I have a fairly good grasp of his personality and thought process. The rest is just details!  


I've left a few things unfinished simply because I would like to know which character others would be interested in using before I slam down the final details. I am most interested in playing the Thaumaturgist simply because I like the concept of Thaumaturgy a lot. That said I've noticed that the common consensus is that Thaumaturgy tends to disrupt gameplay, so to mitigate that I'll likely put every point of Refinement into focus items to help smooth things along.

Questions? Comments? Disparaging remarks about my mother?