So I was wondering how other groups worked on their PCs having items, and what the costs where.

For example, I have a rogue style shapeshifter (can turn into an insect), who wants a set of lockpicks, or a pack of hairpins, or something so he can attempt to pick locks. How would you cost this? Because I had a few thoughts:
1 FP for a stunt "I own lockpicks", that gives him the ability to pick locks, or a bonus on mechanical ones and the ability to attempt any, or something.
Passing a resource roll, and then just saying he has them.
One of his aspects is "convicted thief", so he could invoke that (once) to have the lockpicks, until he gets caught. And then he can invoke again.


Linked, I wondered about costs to armour and weapons. I don't have the books with me (Term time now, and I didn't bring the books to Uni), so I don't know if it is detailed in them, but does anyone have anything concrete, or is it house rules?

Thanks in advance,

C